The Information and Referral Center of Greater Montréal wishes to announce the retirement of its Executive Director, Pierrette Gagné
If you have realized you have a gambling problem and have accumulated debt, now is the time to act. Above all, do not fall into the trap of borrowing money to go gambling to pay off your debt. Financial haemorrhaging will then begin and the hope of winning big to pay off creditors is completely unrealistic. (link article on Erroneous Beliefs)
Fortunately, there are solutions to taking control of your financial situation.
Whether your debt is minimal or substantial, you must put an end to the vicious cycle of borrowing. Never forget that the situation is not hopeless, you can resolve it. If you are worried and panicking right now, ask for help before gambling. If you are not ready to talk to someone about it, we suggest you consider the following measures.
No concrete action is in vain, no matter the seriousness of the situation. And even if you still have not stopped gambling, have become indebted or spent more than you wanted, being able to manage your finances will improve your life and allow you to take back control. Initiate change right now by taking action. One step at a time.
The amount may be scary but in order to pay off your gambling debt you have no choice but to face it. Calculate the exact amount of what you owe on your loans, cards and overdrafts, as well as, overdue bills. This is part of the first step in paying off your debts.
Rent, mortgage, loans, taxes and other mandatory financial contributions are the priority. Make arrangements with the different agencies. Even if each debt is important to pay off, at this point, you must prioritize.
You may find it difficult to have money in the bank and the urge to gamble may haunt you. It might be useful to prepare yourself for this, as it is part of the addiction.
Do not forget that you can talk with us 24/7 or you can confide in someone trustworthy to help you through this time.
Think of something that will make you happy for when you achieve important steps such as, having resisted gambling for a while or having paid off part of your debt. You can have a nice dinner at the restaurant or go to a spa. To keep your good resolutions, encourage yourself with little rewards such as those.